Payment Flows / Virtual Account
Bank Transfer

Payment Flow with Virtual Account

Description: Virtual Account (VA) payment creates a unique account number for the customer to transfer funds to via bank transfer (ATM, mobile banking, or internet banking).

Key Details

VA Number Format
8808 + merchantCode + unique identifier
Bank Options
CIMB, BNI, BRI supported
24-Hour Expiry
VA numbers expire after 24 hours
Exact Amount
Customer must transfer exact amount
Real-time
Webhook notification when payment received
Use Case
Bank transfers, corporate payments, B2B transactions